National Floodplain Insurance Program

To determine if your property located in New Cumberland Borough is in the floodplain, enter your address into the FEMA Map. Most structures located within the floodplain require flood insurance.

The flood insurance requirement is based on the lender’s determination that a property is located in a Special Flood Hazard Area (SFHA) on the current Flood Insurance Rate Map (FIRM). In accordance with the Flood Disaster Protection Act of 1973, and the National Flood Insurance Reform Act of 1994, flood insurance is required for all structures located in or touching a SFHA that carry a mortgage loan backed by a federally regulated lender or servicer.

The National Flood Insurance Program (NFIP) is aimed at reducing the impact of flooding on private and public structures. This is achieved by providing affordable insurance for property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of Risk Insurance in general, and National Flood Insurance in particular.

Additional Information about the National Flood Insurance Program (NFIP) can be found at the FEMA website at